Payless Power vs Direct Energy
Here's how they stack up on what matters: startup cost, same-day service, and trust.
Side-by-Side Comparison
Payless Power
High Trust
Direct Energy
Medium Trust| Feature | Payless Power | Direct Energy |
|---|---|---|
| Startup Cost | $40–$75 | $50–$200 |
| Credit Check | No credit check | Maybe (traditional plans) |
| No Deposit | Guaranteed | On prepaid plans |
| Same-Day Lights | Yes (by 6:00 PM CT) | Yes (by 5:00 PM CT) |
| Plan Type | Pay-as-you-go only | Prepaid + Traditional |
| Trust Level | High | Medium |
| In Texas Since | 2005 | 2001 |
| PUCT License | #10110 | #10056 |
Our Take
Payless Power is the stronger pick here. Lower startup cost, higher trust level, and same-day service available. If you need lights on fast without spending more than you have to, go with Payless Power.
When to Pick Payless Power
- Lower startup cost ($40 vs $50)
- 100% pay-as-you-go — every plan is no-deposit, no credit check
- Stronger trust record (Texas prepaid pioneer since 2005, family-owned, 20+ years track record)
- Later same-day cutoff (6:00 PM CT vs 5:00 PM CT)
- Same-day service on Sundays
When to Pick Direct Energy
- Been in Texas since 2001
- Licensed by PUCT (#10056)
Common Questions
Is Payless Power cheaper than Direct Energy?
Payless Power starts at $40–$75 and Direct Energy starts at $50–$200. The startup cost gets your lights on. Actual monthly costs depend on your usage and the rate you get for your ZIP code. Enter your ZIP below to see real rates for both.
Which is better if I have bad credit — Payless Power or Direct Energy?
Payless Power does not run a credit check at all. Direct Energy may check credit on traditional plans, but their prepaid plans skip it. Either way, pay-as-you-go plans from both companies work regardless of your credit.
Can I switch from Payless Power to Direct Energy?
Yes. With pay-as-you-go plans, there's no contract locking you in. Sign up with the new company and they handle the switch. Usually takes 1–3 business days. Just make sure there's no switch hold on your meter — that can block any switch regardless of provider.
See Which One Serves Your Area
Enter your ZIP to compare Payless Power and Direct Energy plans and rates. No deposit. No credit check.
Texas ZIP codes only. We'll show you no-deposit plans in your area.
