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Payless Power vs Gexa Energy

Here's how they stack up on what matters: startup cost, same-day service, and trust.

Updated 2026-01-29

Side-by-Side Comparison

Payless Power logo

Payless Power

High Trust
Startup Cost $40–$75
Credit Check No
No Deposit Guaranteed
Same-Day Lights Yes (by 6:00 PM CT)
Plan Type Pay-as-you-go only
In Texas Since 2005
PUCT License #10110
Gexa Energy logo

Gexa Energy

High Trust
Startup Cost $50
Credit Check Maybe
No Deposit On prepaid plans
Same-Day Lights Yes (by 6:00 PM CT)
Plan Type Prepaid + Traditional
In Texas Since 2002
PUCT License #10111

Our Take

Payless Power is the stronger pick here. Lower startup cost, same trust level, and same-day service available. If you need lights on fast without spending more than you have to, go with Payless Power.

Payless Power logo

When to Pick Payless Power

  • Lower startup cost ($40 vs $50)
  • 100% pay-as-you-go — every plan is no-deposit, no credit check
  • Same-day service on Sundays
  • Guaranteed no deposit on every plan
  • No credit check ever — they will not pull your credit
Full Payless Power review
Gexa Energy logo

When to Pick Gexa Energy

  • Been in Texas since 2002
  • Licensed by PUCT (#10111)
Full Gexa Energy review

Common Questions

Is Payless Power cheaper than Gexa Energy?

Payless Power starts at $40–$75 and Gexa Energy starts at $50. The startup cost gets your lights on. Actual monthly costs depend on your usage and the rate you get for your ZIP code. Enter your ZIP below to see real rates for both.

Which is better if I have bad credit — Payless Power or Gexa Energy?

Payless Power does not run a credit check at all. Gexa Energy may check credit on traditional plans, but their prepaid plans skip it. Either way, pay-as-you-go plans from both companies work regardless of your credit.

Can I switch from Payless Power to Gexa Energy?

Yes. With pay-as-you-go plans, there's no contract locking you in. Sign up with the new company and they handle the switch. Usually takes 1–3 business days. Just make sure there's no switch hold on your meter — that can block any switch regardless of provider.

See Which One Serves Your Area

Enter your ZIP to compare Payless Power and Gexa Energy plans and rates. No deposit. No credit check.

Texas ZIP codes only. We'll show you no-deposit plans in your area.

We shop multiple light companies
$0 deposit when possible
Same-day lights