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Payless Power vs Reliant Energy

Here's how they stack up on what matters: startup cost, same-day service, and trust.

Updated 2026-01-29

Side-by-Side Comparison

Payless Power logo

Payless Power

High Trust
Startup Cost $40–$75
Credit Check No
No Deposit Guaranteed
Same-Day Lights Yes (by 6:00 PM CT)
Plan Type Pay-as-you-go only
In Texas Since 2005
PUCT License #10110
Reliant Energy logo

Reliant Energy

High Trust
Startup Cost $50–$150
Credit Check Maybe
No Deposit On prepaid plans
Same-Day Lights Yes (by 5:00 PM CT)
Plan Type Prepaid + Traditional
In Texas Since 2001
PUCT License #10007

Our Take

Payless Power is the stronger pick here. Lower startup cost, same trust level, and same-day service available. If you need lights on fast without spending more than you have to, go with Payless Power.

Payless Power logo

When to Pick Payless Power

  • Lower startup cost ($40 vs $50)
  • 100% pay-as-you-go — every plan is no-deposit, no credit check
  • Later same-day cutoff (6:00 PM CT vs 5:00 PM CT)
  • Same-day service on Sundays
  • Guaranteed no deposit on every plan
Full Payless Power review
Reliant Energy logo

When to Pick Reliant Energy

  • 90-Day Satisfaction Guarantee (90 days)
  • Been in Texas since 2001
Full Reliant Energy review

Common Questions

Is Payless Power cheaper than Reliant Energy?

Payless Power starts at $40–$75 and Reliant Energy starts at $50–$150. The startup cost gets your lights on. Actual monthly costs depend on your usage and the rate you get for your ZIP code. Enter your ZIP below to see real rates for both.

Which is better if I have bad credit — Payless Power or Reliant Energy?

Payless Power does not run a credit check at all. Reliant Energy may check credit on traditional plans, but their prepaid plans skip it. Either way, pay-as-you-go plans from both companies work regardless of your credit.

Can I switch from Payless Power to Reliant Energy?

Yes. With pay-as-you-go plans, there's no contract locking you in. Sign up with the new company and they handle the switch. Usually takes 1–3 business days. Just make sure there's no switch hold on your meter — that can block any switch regardless of provider.

See Which One Serves Your Area

Enter your ZIP to compare Payless Power and Reliant Energy plans and rates. No deposit. No credit check.

Texas ZIP codes only. We'll show you no-deposit plans in your area.

We shop multiple light companies
$0 deposit when possible
Same-day lights