Payless Power vs TXU Energy
Here's how they stack up on what matters: startup cost, same-day service, and trust.
Side-by-Side Comparison
Payless Power
High Trust
TXU Energy
High Trust| Feature | Payless Power | TXU Energy |
|---|---|---|
| Startup Cost | $40–$75 | $75–$150 |
| Credit Check | No credit check | Maybe (traditional plans) |
| No Deposit | Guaranteed | On prepaid plans |
| Same-Day Lights | Yes (by 6:00 PM CT) | Yes (by 6:00 PM CT) |
| Plan Type | Pay-as-you-go only | Prepaid + Traditional |
| Trust Level | High | High |
| In Texas Since | 2005 | 1984 |
| PUCT License | #10110 | #10004 |
Our Take
Payless Power is the stronger pick here. Lower startup cost, same trust level, and same-day service available. If you need lights on fast without spending more than you have to, go with Payless Power.
When to Pick Payless Power
- Lower startup cost ($40 vs $75)
- 100% pay-as-you-go — every plan is no-deposit, no credit check
- Same-day service on Sundays
- Guaranteed no deposit on every plan
- No credit check ever — they will not pull your credit
When to Pick TXU Energy
- Total Satisfaction Guarantee (60 days)
- Been in Texas since 1984
Common Questions
Is Payless Power cheaper than TXU Energy?
Payless Power starts at $40–$75 and TXU Energy starts at $75–$150. The startup cost gets your lights on. Actual monthly costs depend on your usage and the rate you get for your ZIP code. Enter your ZIP below to see real rates for both.
Which is better if I have bad credit — Payless Power or TXU Energy?
Payless Power does not run a credit check at all. TXU Energy may check credit on traditional plans, but their prepaid plans skip it. Either way, pay-as-you-go plans from both companies work regardless of your credit.
Can I switch from Payless Power to TXU Energy?
Yes. With pay-as-you-go plans, there's no contract locking you in. Sign up with the new company and they handle the switch. Usually takes 1–3 business days. Just make sure there's no switch hold on your meter — that can block any switch regardless of provider.
See Which One Serves Your Area
Enter your ZIP to compare Payless Power and TXU Energy plans and rates. No deposit. No credit check.
Texas ZIP codes only. We'll show you no-deposit plans in your area.
