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TXU Energy vs Direct Energy

Here's how they stack up on what matters: startup cost, same-day service, and trust.

Updated 2026-01-29

Side-by-Side Comparison

TXU Energy logo

TXU Energy

High Trust
Startup Cost $75–$150
Credit Check Maybe
No Deposit On prepaid plans
Same-Day Lights Yes (by 6:00 PM CT)
Plan Type Prepaid + Traditional
In Texas Since 1984
PUCT License #10004
Direct Energy logo

Direct Energy

Medium Trust
Startup Cost $50–$200
Credit Check Maybe
No Deposit On prepaid plans
Same-Day Lights Yes (by 5:00 PM CT)
Plan Type Prepaid + Traditional
In Texas Since 2001
PUCT License #10056

Our Take

TXU Energy has the stronger track record and trust signals, but Direct Energy costs less to start. If trust matters more than saving $25 upfront, pick TXU Energy. If you need the cheapest way in, Direct Energy works.

TXU Energy logo

When to Pick TXU Energy

  • Stronger trust record (Texas legacy brand since deregulation, J.D. Power awards, NRG company)
  • Later same-day cutoff (6:00 PM CT vs 5:00 PM CT)
  • Same-day service on Saturdays
  • Total Satisfaction Guarantee (60 days)
Full TXU Energy review
Direct Energy logo

When to Pick Direct Energy

  • Lower startup cost ($50 vs $75)
  • Been in Texas since 2001
Full Direct Energy review

Common Questions

Is TXU Energy cheaper than Direct Energy?

TXU Energy starts at $75–$150 and Direct Energy starts at $50–$200. The startup cost gets your lights on. Actual monthly costs depend on your usage and the rate you get for your ZIP code. Enter your ZIP below to see real rates for both.

Which is better if I have bad credit — TXU Energy or Direct Energy?

TXU Energy may check credit on traditional plans, but their prepaid plans skip it. Direct Energy may check credit on traditional plans, but their prepaid plans skip it. Either way, pay-as-you-go plans from both companies work regardless of your credit.

Can I switch from TXU Energy to Direct Energy?

Yes. With pay-as-you-go plans, there's no contract locking you in. Sign up with the new company and they handle the switch. Usually takes 1–3 business days. Just make sure there's no switch hold on your meter — that can block any switch regardless of provider.

See Which One Serves Your Area

Enter your ZIP to compare TXU Energy and Direct Energy plans and rates. No deposit. No credit check.

Texas ZIP codes only. We'll show you no-deposit plans in your area.

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