Will You Need a Deposit?
Answer 3 questions. Find out if you can keep that $200-400 in your pocket.
Your Deposit Estimate
Why Deposits Are Different Everywhere
Every Light Company Has Different Rules
Same credit, different answers. One light company might want $300 from you, another might say $0. That's why it pays to ask around before you give up.
Credit Score Cutoffs
Above 650? Usually no deposit. Between 550-650? Maybe a small one. Below 550? Most want a bigger deposit, or you go the pay-as-you-go route.
Good Light Bill History Helps
If you paid your old light company on time, some new ones will check that record. Good history can get you a pass on the deposit even if your credit's not great.
Ways to Get Around It
Some light companies take a letter from your old utility saying you paid on time. Others waive the deposit if you set up autopay. Ask about these before paying $300.
How to Skip the Deposit
Go Pay-As-You-Go
No deposit ever. You put money in, you use it up, you add more. That's it. The catch: rates are higher. But if you need lights now without $300 upfront, this is the move.
Try a Few Different Light Companies
Don't just accept the first deposit quote. One light company might want $300, another might take you for nothing. It literally costs you nothing to check.
Ask About Workarounds
Some light companies take a letter from your old utility proving you paid on time. Others waive the deposit if you set up autopay. Ask before you fork over $300.
Start Pay-As-You-Go, Switch Later
Get your lights on now with pay-as-you-go. After 6-12 months of keeping money in your account, you can switch to a regular plan at lower rates. Your payment history will be solid by then.
Consumer Advocate
I make sure light companies treat you right. When you don't know your rights, they take advantage. I fix that.
View full profileRelated Resources
Why Deposits Exist
The real reason light companies want $200-400 from you.
Who Gets to Skip Deposits
Texas rules that might let you avoid paying.
Pay-As-You-Go vs Regular Plans
Which costs less? Depends on your situation.
Compare Light Companies
All the no-deposit options in one place.
Credit Not Great?
Every way to get lights when credit's an issue.
Your Rights in Texas
What light companies can't do to you. Know the rules.
Find No-Deposit Lights Near You
Put in your ZIP. See which light companies will work with you.
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